Holiday Loan
As a valued member of South Texas Federal Credit Union, we want to thank you for your loyalty by offering you an exclusive loan opportunity with a fast and easy application process.
Discover the joy of financial freedom this holiday season with our exclusive Holiday Loan Promotion. Whether you’re planning home renovations, dreaming of a vacation, or simply need extra cash for festive celebrations, we’re here to make it happen!
- No credit check
- Fast approval process
- No early payoff penalty
Contact us today to learn more and take advantage of this limited-time offer!
$35.00 application fee
- One-year of employment (or same line of work) or school contract.
- South Texas Federal Credit Union Member for a minimum of six (6) months.
- Must be in good standing on all credit union accounts
- Automatic payments (Auto-pay) must be set up for this loan.
- Must have or open a Stars checking account.
- Must have at least one of the following active relationships with the credit union:
Direct Deposit: An active, recurring direct deposit to their checking or savings account
within the last 30 days.
Account Activity: A minimum of five (5) debit or ACH transactions posted within the
last 60 days. - Minimum monthly income $1,250.00.
- Provide four (4) verifiable references.
First time applicants qualify for $1,500.00
If you have previously acquired one (1) Holiday Loan Promotion then you qualify for up $1,800.00
If you have previously acquired two (2) Holiday Loan Promotion then you qualify for up to $2,000.00
*APR = Annual Percentage Rate
The Board of Directors, as required by law, reviewed and set the rates effective November 1, 2025. Risk based lending guidelines are followed as per federal regulation. Rates are subject to change without prior notice. For further information regarding applicable fees and terms, contact an employee at any South Texas Federal Credit Union office.
