Fee Schedule
Share Account Fees
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Account Closing Fee (90 days or less) $30.00
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Membership Share Service Fee None
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Minimum Initial Deposit $30.00
Share Draft Fees
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Nonsufficient Funds (NSF) Fee $30.00 per item
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Overdraft Protection Transfer Fee $4.00 per transfer
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Overdraft Privilege Fee $30.00 per item
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Stop Payment Fee $30.00 per item
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Share Draft Copy Fee $6.00
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Share Draft History Fee $3.00
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Temporary Share Drafts Checks $6.00
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Non-Member Check Cashing Fee $7.00
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Non-Proprietary Debit/Credit Card Advance Fee $3.00
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Proprietary Debit/Credit Card Advance FREE
Other Service Fees
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Account Reconciling/Research Fee $27.00 per hour
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ACH NSF Fee $30.00 per item
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ACH Stop Payment Fee $30.00 per item
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Bill Pay Standard US Mail Free
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Bill Pay Overnight Mail $26.95
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Excessive Cashier's Check Fee* $4.00
(two per month-free)
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Non-Member Cashier's Check Fee $10.00
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Debit Card Replacement Fee $6.00
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Dormant/Inactivity Account $5.00 per month
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E-Statements (Online Access) Free
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Fax Copy Fee (Local Area Only) $3.00
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Levy, Garnishments, or Writ $50.00 per item
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Online Banking FREE
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Online Loan Payment $5.00
(Non-Proprietary Account)
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Phone Loan Payment $10.00
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Phone Inquiry Fee $3.00 per inquiry
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Phone Transfer Fee $3.00 per transfer
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Photo Copy of Check $3.00
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Returned Item Fee $15.00 per item
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Returned Mail Fee $5.00 per item
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Verification of Deposits/Loans $30.00 per item
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Wire Transfer Fee (Incoming) $9.00 per transfer
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Wire Transfer Fee (Outgoing) $22.00 per transfer
ATM Service Fees
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ATM Allpoint 55,000+ FREE
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ATM South Texas FCU FREE
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ATM (at non-proprietary ATMs) $3.00
Safety Deposit Box Fees
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Safe Deposit Box Fee 3x5 $20.00 Annual
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Safe Deposit Box Fee 5x5 $23.00 Annual
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Safe Deposit Box Fee 3x10 $35.00 Annual
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Safe Deposit Box Fee 5x10 $40.00 Annual
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Safe Deposit Box Fee 10x10 $85.00 Annual
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Safe Deposit Box Key Deposit $15.00 (one time only)
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Safe Deposit Box Drilling of Boxes $200.00
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*Excessive withdrawal differs based on account type:
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Classic Checking - 2 Free Cashier’s Checks p/month
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Stars+ Checking - 3 Free Cashier’s Checks p/month
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Platinum Checking - 5 Free Cashier’s Checks p/month
