Checking Products

Checking Products

The Perfect Checking Account for Your Needs

 

At South Texas Credit Union, our checking accounts are designed to fit your lifestyle with no monthly service fees and no minimum credit score requirement—giving you financial freedom from day one. Enjoy 24/7 access to your money with free online & mobile banking, plus:

  • Free Instant-Issue Visa® Debit Card – Get your card on the spot and start spending right away.
  • Free Mobile Deposit Capture – Deposit checks anytime, anywhere with just a snap.
  • Access to Bill Pay – Stay on top of your payments.
  • 55,000+ Surcharge-Free ATMs – Withdraw cash worldwide through the Allpoint Network—no fees, no hassle.
  • Secure Mobile Payments – Pay quickly and safely with Apple Pay, Samsung Pay, and Google Pay.
  • No Hidden Fees – Keep more of your money with transparent, straightforward banking.

More access, more convenience, more freedom. Open your account today!

Membership Benefits FAQs

Overdraft protection allows funds to be transferred from your regular share accounts to your share draft account in case there is not sufficient funds at the time of share draft posting.

There is also a special overdraft protection loan, which must be applied for and approved first. This open end loan is meant to cover any case of insufficient funds.

The Board of Directors, as required by law, reviewed and set the rates effective January 1, 2022. Risk based lending guidelines are followed as per federal regulation. Rates are subject to change without prior notice. For further information regarding applicable fees and terms, contact an employee at any South Texas Federal Credit Union office.