Checking Products

Checking Products

The Perfect Checking Account for Your Needs

Account Features Classic Checking Stars+ Checking Platinum
Online Home Banking
Mobile Banking App
Instant Issue Debit/ATM Card
Overdraft Privilege*
Unlimited Check Writing
Free Cashier's Checks Per Month 2 3 5
Overdraft Transfer Protection zero-fee
Dividends Earned
Free Temporary Checks**
Minimum Balance Fees $5 for balance <$500 Free $10 for balance <$1500

*After 60 days for new accounts

**On a limited basis

Membership Benefits FAQs

Overdraft protection allows funds to be transferred from your regular share accounts to your share draft account in case there is not sufficient funds at the time of share draft posting.

There is also a special overdraft protection loan, which must be applied for and approved first. This open end loan is meant to cover any case of insufficient funds.

The Board of Directors, as required by law, reviewed and set the rates effective January 1, 2022. Risk based lending guidelines are followed as per federal regulation. Rates are subject to change without prior notice. For further information regarding applicable fees and terms, contact an employee at any South Texas Federal Credit Union office.