Loan Rates
Auto Loan Rates
As of July 1, 2023
| Rate(APR)** | Term | |
|---|---|---|
|
Makes 2021-2023 |
6.95% – 17.30% |
Up to 72 Months |
|
Makes 2016-2020 |
6.95% – 17.30% |
36-72 Months |
Personal Loan Rates
As of July 1, 2023
| Limit | Rate(APR)* | Term |
|---|---|---|
|
$1,000 - $15,000 |
11.46% – 17.95% |
Up to 48 Months |
Back-to-School Loan Rate
As of August 1, 2023
| Limit | Rate(APR)* | Term |
|---|---|---|
|
$1,500 - $2,000 |
15.00% |
15 Months |
*APR = Annual Percentage Rate
The Board of Directors, as required by law, reviewed and set the rates. Risk based lending guidelines are followed as per federal regulation. Rates are subject to change without prior notice. For further information regarding applicable fees and terms, contact an employee at any South Texas Federal Credit Union office.
