Summer Personal Loan
As a valued member of South Texas Federal Credit Union, we want to thank you for your loyalty by offering you an exclusive loan opportunity with a fast and easy application process.
Make a splash with our Summer Loan Promotion, whether it’s for home renovations, vacations, or simply extra cash, we’ve got you covered.
- No credit check
- Fast approval process
- No early payoff penalty
Contact us today to learn more and take advantage of this limited-time offer!
- A $35 application fee
- At least 1 year of steady employment (or in the same line of work), or a valid school contract
- Be a member with us for at least 6 months
- Keep your accounts in good standing
- Set up automatic loan payments (Auto-Pay) for easy, stress-free payments
- Have or open a Stars Checking Account
- Earn at least $1,250 in monthly income
- Provide 4 verifiable references
Your loan amount grows with your history in our Summer Loan program:
- First-time applicants: Qualify for up to $1,500
- Returning members (1 prior Summer Loan): Qualify for up to $1,800
- Loyal members (2 prior Summer Loans): Qualify for up to $2,000
The more you borrow responsibly, the more you can qualify for next time!
- $35 application fee
- 6+ months as a member
- 1 year employment (or same field) / school contract
- Accounts in good standing
- Auto-Pay required
- Stars Checking Account
- Minimum income: $1,250/month
- 4 references
Quick & easy—apply today and get the funds you need this summer!
- New to Summer Loans? Up to $1,500
- Had 1 before? Up to $1,800
- Had 2 before? Up to $2,000
Borrow smart today—unlock more next year!
Membership eligibility with South Texas Federal Credit Union is required to participate in this loan program. Loan approval is subject to the member meeting all program requirements, including, but not limited to, account standing, income, employment or school verification, and any other eligibility criteria outlined by the credit union. Meeting the eligibility requirements does not guarantee loan approval. Additional terms and conditions may apply.
*APR = Annual Percentage Rate The Board of Directors, as required by law, reviewed and set the rates effective January 1, 2026. Risk based lending guidelines are followed as per federal regulation. Rates are subject to change without prior notice. For further information regarding applicable fees and terms, contact an employee at any South Texas Federal Credit Union office.
