Student Account

The Perfect Checking Account for Your Needs

Account Features Stars+ Checking
Online Home Banking
Mobile Banking App
Instant Issue Debit/ATM Card
Overdraft Privilege*
Unlimited Check Writing
Free Temporary Checks**
Minimum Balance Fees Free

Must present High School or College ID at the time of account opening
Minor (younger than 18 yrs of age) must open account with a parent or legal guardian as a joint owner

*After 60 days for new accounts

**On a limited basis

Membership Benefits FAQs

Overdraft protection allows funds to be transferred from your regular share accounts to your share draft account in case there is not sufficient funds at the time of share draft posting.

There is also a special overdraft protection loan, which must be applied for and approved first. This open end loan is meant to cover any case of insufficient funds.

The Board of Directors, as required by law, reviewed and set the rates effective January 1, 2022. Risk based lending guidelines are followed as per federal regulation. Rates are subject to change without prior notice. For further information regarding applicable fees and terms, contact an employee at any South Texas Federal Credit Union office.