Unsecured Personal Loans
|9.45% – 17.75%||Up to 48 Months|
Seasonal Loan Promotion Disclosure – Take up to an additional 2.00% off your qualifying interest rate. Account must be set up with Automatic Payments to qualify for 1.00% off. Account must be set up with Direct Deposit to qualify for an additional 1.00% off. Interest rate could be as low as 7.45% APR. Subject to current underwriting guidelines. Certain conditions and restrictions apply.
One of the most popular benefits of credit union membership is payroll deduction. With payroll deduction, you can earmark a certain amount from your paycheck to be deposited into regular share accounts and/or to make loan payments.
This service is reserved for employees of school districts who have their paychecks deposited to their STFCU account by their school district automatically each month.
*APR = Annual Percentage Rate
The Board of Directors, as required by law, reviewed and set the rates effective February 20, 2020. Risk based lending guidelines are followed as per federal regulation. Rates are subject to change without prior notice. For further information regarding applicable fees and terms, contact an employee at any South Texas Federal Credit Union office.