Minor Account

Welcome to the Rising Star Club

At South Texas Federal Credit Union, we believe it’s never too early to start building smart financial habits. Our Rising Star Club is designed for members ages 0-14, offering a fun and educational way to learn about saving and managing money.

Account Features

  • Open with Just $5
    Start your child’s financial journey with a minimum deposit of $5.

  • No Monthly Fees
    Enjoy a fee-free savings account to encourage consistent saving.

  • Parental Controls
    Parents or guardians serve as joint account holders, providing oversight and guidance.

  • Online & Mobile Banking Access
    Monitor account activity and balances through our secure digital platforms.

  • Exclusive Rewards
    Celebrate savings milestones with special rewards and incentives.



South Texas Federal Credit Union is federally insured by the NCUA. Membership eligibility required. Terms and conditions apply.

Join the Club!

Becoming a Rising Star is easy! Visit one of our branches to open an account and start your child’s journey toward financial independence.

Need Assistance?

Our friendly team is here to help. Contact us at (956) 618-7500 or visit our contact us page for more information.

The Board of Directors, as required by law, reviewed and set the rates effective January 1, 2025. Risk based lending guidelines are followed as per federal regulation. Rates are subject to change without prior notice. For further information regarding applicable fees and terms, contact an employee at any South Texas Federal Credit Union office.