Meet Your Financial Counselor
Ben Garza, CCUFC Senior Financial Solutions Specialist
Meet one-on-one with our Certified Financial Counselor and get a personalized plan to improve your finances—at no cost to members.
Struggling Financially? We Have the Solution
Quick Cash Loans*
- No Credit Check
- Fast Pre-Approval
- Up to $2,000
Flexible Payment Plans*
- Payment Extensions
- Avoid Late Fees
- Customizable Options
Debt Relief*
- Consolidate Payments
- Lower Stress
- Stability
*Underwriting terms and guidelines apply.
How We Can Help
Whatever your financial challenge, we're here to help you take the next step.
Learn practical steps to raise your score and qualify for better rates.
Review options before accounts become delinquent.
Explore debt consolidation and repayment strategies.
Build a spending plan you can actually stick with.
Review short-term solutions and available resources.
Financial Tips & Resources
5 Simple Ways To Improve Your Credit Score
Improving your credit score doesn’t have to be complicated—start by paying your bills on time, keeping your credit usage low, and avoiding opening too many new accounts at once. It also helps to regularly check your credit report for errors and keep older accounts open to build a longer credit history.
How To Build A Budget That Actually Works
Building a budget that actually works starts with understanding your income and tracking your expenses, then setting realistic spending limits based on your priorities. Make sure to include savings as a fixed expense, adjust as needed, and stay consistent so your budget becomes a sustainable habit rather than a restriction.
What To Do If You Are Behind On Payments
If you’re behind on payments, start by assessing what you owe and prioritizing the most urgent bills, then contact your creditors to discuss possible payment plans or hardship options. Focus on catching up gradually, cut unnecessary expenses where you can, and stay consistent to regain control of your finances.
