Back-to-School Loan
Our Back-to-School Loan Promotion is back starting August 1!
Get the extra funds you need for school supplies, tuition, technology, clothing, or other educational expenses with a Back-to-School Loan from South Texas Federal Credit Union. This exclusive offer is available to eligible members for a limited time.
Why Choose Our Back-to-School Loan?
- No credit check
- Fast and easy application process
- No early payoff penalty
- Quick approval
- Exclusive member offer
Apply today or visit one of our branches in McAllen or Weslaco to learn more about this limited-time Back-to-School Loan promotion.
$35.00 application fee
- At least 1 year of steady employment (or in the same line of work), or a valid school contract
- Be a member with us for at least 6 months
- Keep your accounts in good standing
- Set up automatic loan payments (Auto-Pay) for easy, stress-free payments
- Have or open a Stars Checking Account
- Earn at least $1,250 in monthly income
- Provide 4 verifiable references
- Members must have at least one active relationship with the credit union by either:
- Receiving an active recurring direct deposit within the last 30 days, or
- Having at least five (5) debit card or electronic transactions posted within the last 60 days.
Your loan amount grows with your history in our Summer Loan program:
- First-time applicants: Qualify for up to $1,500
- Returning members (1 prior Summer Loan): Qualify for up to $1,800
- Loyal members (2 prior Summer Loans): Qualify for up to $2,000
The more you borrow responsibly, the more you can qualify for next time!
Membership eligibility with South Texas Federal Credit Union is required to participate in this loan program. Loan approval is subject to the member meeting all program requirements, including, but not limited to, account standing, income, employment or school verification, and any other eligibility criteria outlined by the credit union. Meeting the eligibility requirements does not guarantee loan approval. Additional terms and conditions may apply.
*APR = Annual Percentage Rate The Board of Directors, as required by law, reviewed and set the rates effective January 1, 2026. Risk based lending guidelines are followed as per federal regulation. Rates are subject to change without prior notice. For further information regarding applicable fees and terms, contact an employee at any South Texas Federal Credit Union office.
