Holiday Loan
As a valued member of South Texas Federal Credit Union, we want to thank you for your loyalty by offering you an exclusive loan opportunity with a fast and easy application process.
Discover the joy of financial freedom this holiday season with our exclusive Holiday Loan Promotion. Whether you’re planning home renovations, dreaming of a vacation, or simply need extra cash for festive celebrations, we’re here to make it happen!
- No credit check
- Fast approval process
- No early payoff penalty
Contact us today to learn more and take advantage of this limited-time offer!
$25.00 application fee
- One-year of employment (or same line of work) or school contract.
- South Texas Federal Credit Union Member for a minimum of six (6) months.
- Must be in good standing on all credit union accounts and must have been maintained for the 12 months.
- Automatic payments (Auto-pay) must be set up for this loan.
- Must have or open a Stars checking account.
- Minimum monthly income $1,250.00.
- Provide four (4) verifiable references.
First time applicants qualify for $1,500.00
If you have previously acquired one (1) Holiday Loan Promotion then you qualify for up $1,800.00
If you have previously acquired two (2) Holiday Loan Promotion then you qualify for up to $2,000.00
*APR = Annual Percentage Rate
The Board of Directors, as required by law, reviewed and set the rates effective January 1, 2023. Risk based lending guidelines are followed as per federal regulation. Rates are subject to change without prior notice. For further information regarding applicable fees and terms, contact an employee at any South Texas Federal Credit Union office.